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reposession

 
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AC1222  

Car Trouble

It has been a while since I posted. Things are still rough, but going better I guess.

The only problem right now is that our car got repossesed a month ago. The will let us re-instate the loan, but we have to get the account current, $1700.00, not to mention the $15.00 a day we have to pay the lot where the car is. As of Friday, $2100.00 total.

I have a brother who could loan it to me, but he lives in Italy. I called him last week, and he said he would, but now when I try to call him, he won't answer the phone.

Does anyone have any ideas on how to get some help, or where to get the money.

I don't even have a way to get to the grocery store. I did rent a car last weekend, but I can't keep doing that. It cost me $100.00 for 3 days, and that is money that could have gone to the balance of the car. (In my defense, I had to. I started my own business in Feb, and I had a party to do and no way to get there. Anyone interested in Passion Parties let me know.)

Any advice would help, any help would be extremely appreciated.

Stress level is at its max, afraid of anxiety attacks coming back, and of the depression to go with it.

God Bless

reply to AC1222
pmcaleavey  

About pmcaleavey

Deseperately in need of help

 

I work as a freelance AVID Editor (TV Editor) and have won 3 awards in London for my work over a ten year career

Up till recently, I wa averaging 90+ hours a week, working on various shows BBC etc

The work has now dried up leaving me in arreas of three months to my mortgage and with a young family to support (two children, sole bread winner), a pretty desperate situation

If anyone can help or advise me and how I can get out of this mess, it would really be appreciated

many thanks for your time

 Paul McAleavey

reply to pmcaleavey
Eric10  

About Eric10

I lost my job twice this year. I had to help Mom out by getting her a car. This set me back a thousand dollars. This morning I went to go to work and my car was gone. The finance company repo'ed it. I was going to make a double payment to them next Friday. There was nothing they can do but ask that I pay 2500 dollars in 15 days or the car was going to be sold. I am going to lose the car if I dont come up with the money. I make good money. I just have trouble catching up. My job will not help in any way. If i'm not there, I dont get paid. My mother lives 100 miles away and she needs her car. Also, she wouldnt pay back the money to me that I lent her. Long story short, she gave it all to my brothers girlfriend. I dont talk to them anymore. My next objective is to find out what I am struggling like this for. Why life is so daunting and why I put myself through things like this. Id go as far to say that my car and my cats are the only thing keeping me alive.Well, now its just my cats but the car was an anchor. I do have a fat life insurance policy. So if anyone out there is willing to murder me, i'll make them my beneficiary. Seriously. I am just so tired of struggling and for what? So I can have cable and tv and a nice car? Does it get any better? Do I continue getting bad credit only so I can have more debt in order to have decent things? I dont know what else I am going to do.

reply to Eric10
Laurancam  

About Laurancam

Please help!!  I'm not sure how it got to be this bad but I am getting close to losing my car & my house.  I am a full-time nursing student, mother of a 9 yr old boy, and  I work 2 jobs to try and make ends meet...but that just doesn't seem to be enough.  When I am in school I can barely work and for a while I was living on my credit cards.  Those are now all maxed out and no matter how hard I work I can't seem to climb out from under the debt.  I have collection agencies calling me all day every day and none are satisfied with the little amount of money that I can offer them and now I have repo people calling to tell me they are coming to get my vehicle.  If that happens I won't be able to work & will truly lose everything I have worked so hard to do for my little boy!  I am in debt for about 12,000.  I don't expect anyone to hand me that much money, but every little bit would be of great help!

reply to Laurancam
La Mama  

Catch 22- I need a break in the spiral to see a way out!

    My best friends have always said that my life would make a fantastic book.  That I have lived through so many interesting ups and downs- things that most people only see in movies.  But it's all real and I don't have time to tell it now.  I have fallen and I can't seem to get up!  For the first time in my life I can't seem to find the door.

    I'll tell you the story, or what has gotten me to you right now, but you will have to wait.  It is so big that I can't contain it here. I have to break it up into managable parts.

   

reply to La Mama